MurkyMarkets.com, Galakoutis.com & GalakoutisFinancial.com 
DISCLAIMER AND PRIVACY STATEMENT

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE

All users of this site agree that access to as well as use of this site is subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.

1- TERMS AND CONDITIONS

CMI Ventures LLC, a Connecticut limited liability company, owns and operates this website.  All references hereafter to MurkeyMarkets.com, Galakoutis.com and GalakoutisFinancial.com shall include CMI Ventures LLC, and, where appropriate, any and all other individuals and organizations providing services on behalf of CMI Ventures LLC.

2- CONTENT IS PROTECTED BY INTELLECTUAL PROPERTY LAWS

MurkeyMarkets.com contains copyrighted material that is protected by United States and international copyright laws.  MurkeyMarkets.com owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. Any reproduction, modification, publication, transmission, transfer, sale, distribution, performance, display or exploitation of any of the Content or Service, whether in whole or in part, without the express written permission of MurkeyMarkets.com is strictly prohibited. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.

3- NO LIABILITY BY MURKYMARKETS.COM

The commentary on MurkyMarkets.com is not intended to constitute investment advice or a recommendation to buy, sell, or hold any security.  It is also not intended to meet your specific individual investment needs and it is not tailored to your personal financial situation.  Commentary found on this website reflects the personal views and opinions of Christopher G. Galakoutis -- and/or any guest writers -- and that is all it purports to be.

You expressly agree that use of MurkeyMarkets.com is at your sole risk. The materials on the MurkeyMarkets.com website are provided “as is.” MurkeyMarkets.com does not make any representations, warranties or guarantees, express or implied, regarding the accuracy or completeness of the information displayed on this web site. We do not warrant that the functions contained in the materials on MurkeyMarkets.com will be uninterrupted or error-free, that defects will be corrected, or that MurkeyMarkets.com or the servers that make such materials available are free of viruses or other harmful components. You agree that 1) MurkeyMarkets.com 2) the information providers and 3) the information transmitters shall not be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the information, or for any decision made or action taken by you relying upon the information. The information is supplied by MurkeyMarkets.com with the express condition, to which everyone using it is subject, that no obligation, responsibility or liability shall be incurred by MurkeyMarkets.com and/or its principals for any loss or damage, whether incidental, special, indirect or consequential, in connection with, caused by or arising from any use of or reliance upon any of the information contained on the MurkeyMarkets.com web site.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action. You specifically acknowledge that MurkeyMarkets.com is not liable for the defamatory, offensive or illegal conduct of other subscribers or third parties and that the risk of injury from the foregoing rests entirely with you.

4- PRIVACY STATEMENT; COLLECTION AND USE OF PERSONAL INFORMATION

MurkeyMarkets.com respects the privacy of all of its users.  We collect no personal information about you when you visit our website unless you voluntarily submit such information to us.  When you send email or other communication to us, we may retain those communications in order to process your inquiries, respond to your questions or improve our services. The principals of MurkeyMarkets.com exclusively handle all correspondence from its users and will not disclose personal information of any type, including your email address, to outside parties for any purpose, unless we are instructed to do so by the user or are ordered to do so by a court of competent jurisdiction.

5- USE OF COOKIES

When you visit MurkeyMarkets.com, we send one or more “cookies” to your computer that uniquely identifies your browser. "Cookies" are tiny pieces of information stored by your browser on your computer's hard drive. We use cookies to maintain session state and improve the quality of our service [by storing user preferences and tracking user trends]. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some MurkeyMarkets.com features and services may not function properly if your cookies are disabled.  

MurkeyMarkets.com may contain links to third-party sites whose privacy practices may be different from our own.  We have no control over information that is submitted to these third parties. Consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in sites listed in our search results or otherwise linked to MurkeyMarkets.com.

In the course of serving advertisements to this site, our third-party ad servers or their affiliates, or individual advertisers may place or recognize a unique cookie on your browser. While we use cookies on this site, cookies received with third-party ads are collected by our advertisers and we do not have access to this information. We may use third-party companies to serve some or all of the advertisements that are placed within our site and these companies may use information (not including your name, address, email address, telephone number or other personally identifiable information) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. To learn more about this practice and to know your choices about not having this information used by these companies, please go here for more information.

6- JURISDICTIONAL ISSUES

Your use of this site (excluding linked websites) shall be governed in all respects by the laws of the state of Connecticut, without regard to conflicts of law principles thereof. This is the case regardless of whether you reside or transact business with MurkeyMarkets.com in Connecticut or elsewhere. Those who choose to access MurkeyMarkets.com do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Unless a dispute would be governed by an applicable arbitration clause, you agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within Fairfield County, Connecticut. If any part of this agreement is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

7- CHANGES IN TERMS AND CONDITIONS AND CHANGES IN SERVICES

The MurkyMarkets.com website reserves the right to modify its services from time to time, for any reason, and without notice, including the right to terminate the services. The MurkyMarkets.com website also reserves the right to modify these Terms and Conditions from time to time, and without notice. Please review these Terms and Conditions regularly so you will be apprised of any changes.

8- CONTACT INFORMATION

This Site is owned and operated by CMI Ventures LLC, P.O. Box 904, Darien, Connecticut 06820-0904, United States of America; +1 (203) 434-6743 (voicemail only).  Please visit the Contact Us page for our email address.